Holiday Hiring is in full swing, and just a few days ago, Express Employment Professionals provided 4 Tips for Finding Seasonal Work This Year. But how many hours per week should seasonal employees expect to work and what is the average pay?
Learn more about holiday hiring in this infographic by Snagajob:
You may have heard the saying, “If you get knocked down; get back up and try again.” Not everyone on top today got there by having success after success. Many people face obstacles that forced them to work harder and show more determination than others. In fact, the greatest triumphs often come from situations that seem overwhelmingly awful. The way in which you respond to those adversities can be seen as victories themselves. People who have encountered challenges may agree that the factors in overcoming obstacles are determination, focus, and self-discipline.
For many, the word “budget” is a negative term often compared to a diet in the way that you have to give up things you love. A personal budget is a plan to help you build a solid foundation of financial wellness so you can do and have the things you want without hurting your financial future. At the core of budgeting, there is one common principle—track all of your expenses to see where your money is going.
After tracking your expenses, you may realize that you are spending more than you’re making. Draw a line between your wants and needs. Remember living within your means can keep you from drowning in debt.
Keep it simple
1. Outline your financial goals.
Are you saving to purchase a car or house, pay off debt, or save for a vacation? Be specific on how much you need to save and how long it will take to achieve your overall goal. This should help you plan how much to save monthly. Make sure your goals are achievable.
2. Track Your Income and Spending
The main idea of a budget is help you spend less than you’re bringing in. To get started, list your income and monthly expenses. Keep track of all your expenses, everything from your morning cup of coffee to property taxes to see where the money is going. Remember, expenses like your mortgage or car payment likely won’t change over time, however expenses like your electric bill can vary depending on the time of year.
3. Identify Ways to Save
Develop a wants-and-needs list to help identify where to start trimming your spending. Most financial experts recommend earmarking 40% of your earnings for necessities such as housing and utilities and 10% in an interest-bearing account or a tax-favored 401(K) plan. Look for creative ways to save, for example make coffee at home instead of spending $4 a day; $20 a week, or $80 a month. Remember small savings can add up to a huge surplus.
4. Stick To It
A surplus in your monthly budget is right around the corner and puts you one step closer to achieving your overall goal.
Do you have tips for setting and sticking to a personal budget? Let us know in the comment section!
Temporary work is more than just a “temp” job. Many temps can be considered consultants who basically serve as highly skilled employees. They are not full-time employees of the company, so they can be a lot more economical to hire than someone new, and onboarding is easier because of their specialized skills. (more…)
The Results Are In: What’s Holding Your Career Back?
While many people experience setbacks on their career path, every obstacle is different, and we wanted to know what you think is holding your career back.
The Results Are In
The number one thing holding careers back, according to our survey, is the “lack of job availability” with 19% of the vote. The other top answers received almost the same amount of votes, and include:
Additionally, “fear of change” received 10% of the vote, followed by “family commitments” with 9%, and “I don’t feel held back by anything” with 4%.
Is Your Age a Factor?
Readers were also given the option to select “Other” and provide their own answers. Responses include:
Of those who selected the “Other” option, 50% reported that their age is holding their career back.
What else is holding your career back? Share your thoughts in the comments section below.
Movin’ On Up is brought to you by Express Employment Professionals.
